Simple, Predictable
Transparent Pricing.
No hidden commissions, no profit-sharing, and zero asset lock-in. Tap any plan or rule card below to expand full specifications.
or ₹3,999 / year (Save 33%)
Ideal for swing traders who want real-time momentum tracking, NIFTY 50 relative strength scans, and manual execution on their own terms.
or ₹11,999 / year (Save 33%)
Full algorithmic momentum execution with user-configured capital controls, CDSL ₹15.34 Post-DP Net Profit Guard, and automated Safe Money Reserve Vault ratcheting.
or ₹79,999 / year (Save 33%)
For active proprietary swing traders, power users, and multi-strategy retail accounts requiring enhanced concurrency and priority engineering triage.
Tap any card below to expand or collapse all 8 regulatory & broker pillars together
01
Safety & Non-Custodial CDSL Demat
16-Digit BO ID • ₹25L IPF • Zero Debt
Safety & Non-Custodial CDSL Demat
16-Digit BO ID • ₹25L IPF • Zero Debt
• Central CDSL Custody: Equity shares reside in your 16-digit CDSL Demat BO ID, never on broker or SaaS servers.
• Zero Debt Balance Sheet: Zerodha operates with zero external debt, zero margin funding books, and up to ₹25 Lakh NSE IPF protection.
• Zero Withdrawal API Scope: Broker APIs can only route trades to your own Demat; bank payouts go exclusively to your KYC bank account.
Read Safety & SEBI Guide
02
Payments, ₹0 Funding & Instant Payouts
₹0 UPI/NEFT vs ₹10.62 Netbanking • ₹1K–₹2L Instant
Payments, ₹0 Funding & Instant Payouts
₹0 UPI/NEFT vs ₹10.62 Netbanking • ₹1K–₹2L Instant
• ₹0 Deposit Rails: Use Kite-initiated UPI (up to ₹5L) or Virtual Account NEFT/RTGS/IMPS (ZERODHA<ClientID>). Avoid Netbanking (₹9 + 18% GST = ₹10.62 fee).
• Never Direct-Transfer to VPA: Always initiate UPI inside Kite to avoid 72-hour unmapped VPA refund locks.
• Instant Withdrawal (₹1K–₹2L): Credits in ~15 mins (9 AM–4 PM) when you have zero same-day deposits, zero trades today, and zero pending orders.
Read Funding Playbook
03
Broker Rules: OI Caps, DDPI & 90-Day Sweep
Digital DDPI • 15% OI Limit • LIQUIDCASE
Broker Rules: OI Caps, DDPI & 90-Day Sweep
Digital DDPI • 15% OI Limit • LIQUIDCASE
• Digital DDPI vs. TPIN: Activate online DDPI (₹100 + 18% GST) once so automated CNC/GTT sell orders execute without daily 09:00 AM CDSL TPIN + OTP prompts.
• 15% / ₹500 Cr OI Cap: Far-OTM option buying in NRML is restricted when member OI nears 15%; use MIS or execute your Short leg before your Long hedge leg.
• SEBI 90-Day Cash Sweep: Unutilized cash is swept back to your bank quarterly; park working reserve in LIQUIDCASE ETF.
Read Broker Rules
04
Trade Settlement: BTST 0% Rule, EPI & FIFO
BTST 0% Margin • 80/20 EPI • Same-Day Netting
Trade Settlement: BTST 0% Rule, EPI & FIFO
BTST 0% Margin • 80/20 EPI • Same-Day Netting
• 0% Credit on BTST Sales: Selling unsettled T1 shares unlocks 0% same-day margin (100% locked until T+1 because Early Pay-In cannot run on unsettled shares).
• 80/20 Settled CNC Credit: Selling settled holdings gives 80% instant credit (100% once CDSL EPI completes via DDPI).
• Same-Day CNC Netting: Buying & selling a stock in CNC on the same day nets out as an Intraday Trade (₹0 DP fee) and cannot be used for same-day Tax Harvesting.
Read Settlement Rules
05
Order & Timing: SL-L Buffers, 3:12 PM & 3:20 PM
2%–4% SL-L Spread • 3:12 PM CAS • 3:20 PM MIS
Order & Timing: SL-L Buffers, 3:12 PM & 3:20 PM
2%–4% SL-L Spread • 3:12 PM CAS • 3:20 PM MIS
• SL-M Banned on Options: Use SL-L with a 2%–4% Trigger-to-Limit buffer (and 3%–5% on GTT orders) so fast spikes don't skip your limit price.
• 3:12 PM CAS Cutoff: Closing Price = 3:00–3:30 PM VWAP. Place MOC orders by 3:12 PM to avoid 3:29 PM VWAP slippage.
• 3:20 PM MIS Square-Off: Exit intraday positions before 3:20 PM to avoid the ₹50 + 18% GST = ₹59 RMS auto-square-off penalty.
Read Order Mechanics
06
Fees & Taxes: BSDA AMC, ₹15.34 DP & 0% STT
Single-Demat BSDA • ₹15.34 CDSL DP • 0% STT ETFs
Fees & Taxes: BSDA AMC, ₹15.34 DP & 0% STT
Single-Demat BSDA • ₹15.34 CDSL DP • 0% STT ETFs
• BSDA Zero-AMC Rule: ₹0 AMC up to ₹4L holdings (₹100+GST for ₹4L–₹10L) only if you hold 1 Demat across your PAN; a 2nd Demat triggers ₹300+GST AMC.
• ₹15.34 CDSL DP Charge: Charged per ISIN per day on settled CNC delivery sales (₹0 on MIS, F&O, Same-Day T0, and Coin Mutual Funds).
• 0% STT ETFs: LIQUIDCASE, GOLDBEES & SILVERBEES carry 0% STT vs. 0.1% on stocks.
Read Fee & Tax Breakdown
07
Profit Rules: T+1 Lock & 0.125% Expiry STT
T+1 Profit Settlement • MTM Rule • 3:25 PM Exit
Profit Rules: T+1 Lock & 0.125% Expiry STT
T+1 Profit Settlement • MTM Rule • 3:25 PM Exit
• T+1 Realized Profit Lock: Per SEBI Upfront Margin rules, same-day Intraday & F&O profits cannot be used for new trades or withdrawn until T+1 morning.
• Asymmetric Unrealized MTM: Floating losses reduce margin immediately in real time; floating profits add ₹0 until squared off & settled.
• 0.125% ITM Expiry Trap: Always square off ITM/ATM options before 3:25 PM on expiry day to avoid intrinsic-value exercise STT.
Read Profit Settlement Rules
08
Loss & Tax Shield: 50:50 Margin & ITR-3
50:50 Collateral • 12-Hr Kill Switch • 8Y Carry-Forward
Loss & Tax Shield: 50:50 Margin & ITR-3
50:50 Collateral • 12-Hr Kill Switch • 8Y Carry-Forward
• 50:50 Cash-Collateral Rule: Overnight F&O requires 50% Cash / LIQUIDCASE + 50% Equity Collateral to avoid 0.035%/day (12.77% p.a.) DPC interest.
• 12-Hour Kill Switch Warning: Zerodha Console Kill Switch locks segments for 12 hours—always square off positions *before* toggling it.
• ITR-3 Tax Loss Carry-Forward: File by July 31 (₹10 Cr 44AB audit limit). F&O losses carry forward 8 yrs; Intraday MIS 4 yrs.
Read Loss & ITR-3 RulesTap any question to expand or collapse all FAQs together
1. Does MudraVault hold or have access to my money or shares?
2. How does the Safe Money Reserve Ratchet work vs. T+1 Broker Settlement?
3. How does the CDSL ₹15.34 DP-Fee Net Profit Guard protect small accounts?
4. What is the best way to add and withdraw funds on Zerodha with ₹0 fees?
5. Why should I enable Digital DDPI on Zerodha?
6. How does Customer Support, Diagnostics & Cancellation work?
4. Dedicated Deep-Dive Documentation Pages (FAQs, Rules, How-To & Safety)
1. Master FAQs & Billing Guide →
30+ answers on Non-Custodial Capital, Safe Vault Ratchets, BSDA AMC, and Statutory Taxes.
2. Trading, Broker & Exchange Rules →
MIS 3:20 PM cutoffs, BTST 0% credit, T+1 profit locks, 50:50 collateral, FIFO, and ITR-3 rules.
3. Step-by-Step How-To Playbooks →
Launch your 7-Day Paper Trial, link Zerodha Kite Connect in 3 mins, and enable Digital DDPI.
4. Capital Safety & SEBI Compliance →
Why your shares stay 100% safe in CDSL, ₹25L IPF protection, and AES-256-GCM vaulting.
SEBI Statutory Advisory Exemption & SLA Waiver
All pricing tiers are flat software subscription fees for automated trade routing, backtesting, and journaling tools. MudraVault does not offer advisory, tips, portfolio management, or profit-sharing. Realized trading P&L in your dashboard is displayed net of Securities Transaction Tax (STT), Exchange Turnover Fees, SEBI charges, Stamp Duty, CDSL DP charges, and 18% GST.
*Power User SLA & Force Majeure Third-Party Dependency Waiver: Platform uptime commitments (99.9%) apply strictly and exclusively to internal MudraVault web controllers, telemetry pipelines, and cloud database availability. MudraVault maintains zero custody of orders and expressly disclaims legal and financial liability for trading interruptions, execution latency, or slippage caused by third-party broker API outages (Zerodha Kite Connect, Dhan HQ), depository participant failures, telecom/ISP carrier drops, or National/Bombay Stock Exchange (NSE/BSE) matching engine anomalies.